Family Offices
Introduction
Whilst the financing market offers a wide variety of products for developers, it is less easy to navigate for family offices and high-net-worth (HNW) clients. Due to the nature of single family office and high net worth client ownership structures, which can be simple or complex and onshore or offshore, access to the same financing products from lenders may be difficult. Our clients may be looking to develop a project, release some equity from a real estate asset or invest in an energy transition project.
We have the knowledge and extensive network to assist family offices and high net worth clients to not only design the appropriate structure but also to find and arrange financing from the appropriate lender. With our deep understanding of real estate and renewables, flexible approach, and wide lender network, we can provide much better financial solutions than those available from traditional banks.
Why Us
We work very closely with our clients to understand their requirements, find the best source of financing and create a bespoke solution for their project or asset portfolio.
Our team has 50 years of investment banking experience and a vast network that brings together:
Wide range of lenders ranging from specialist banks, renewable energy debt funds and family offices
Flexible financing of the full capital stack from equity to debt and mezzanine
Understanding of complex projects and bespoke solutions
Quick response and approval times
Vast knowledge across various sources of capital
Liquidity
Solutions for
high-net-worth
clients
We offer unique liquidity solutions to high-net-worth individuals who can borrow capital against prime real estate with the use of the funds for the purposes - personal cash flow, to invest
in business, for refurbishment, to acquire new assets or to invest in their projects.
We have successfully arranged equity release and high value loans for high-net-worth clients who have UK and International property with complex multi-jurisdiction structures.
Our Liquidity Solutions include:
Equity release
High-net-worth individuals and families traditionally safe-harbour their investments by investing in prime real estate. These portfolios generally are highly illiquid but considered to be safe investments. This leaves limited options for immediate short or long-term liquidity needs.
We offer solutions of equity release through loans for prime real estate portfolios and individual assets across UK and Europe.
Short term (up to 24 months) loans
We offer financing solutions for High Value (starting from GBP 10 million) and Complex loans (starting from GBP 1 million) for UK and complex offshore structures and international cross border transactions
These solutions cover international and multi jurisdiction ownership and prime real estate for UK, International and complex ownership structures
Investment Portfolio Loans
We provide solutions for loans against investment portfolios working with Tier-1 Banking partners. These are collateralised against client’s investments which include liquid portfolio of structured products, equities, bonds or known regulated investments funds.
Art
Financing
Fine art Collectors with a sizeable portfolio may find themselves in the situation where a significant amount of their wealth is locked into their artwork. Collectors may not be aware of the possibility of art-secured loans. We offer a solution to these art collectors with the ability to unlock part of their wealth for a certain period of time and have access to financing, whilst keeping ownership of their artwork. In the current macro-economic environment, some family offices or high net worth individuals in ownership of a portfolio of artwork may be seeking liquidity to pursue new business opportunities.
Lending Criteria
1. Loan size: EUR 3,000,000 - EUR 50,000,000 (subject to nature and liquidity of the collateral)
2. Term of the loan: 1 to 3 years
3. Minimum value per artwork : EUR 100,000
4. Currencies: US Dollar, Euro, GBP
5. Indicative Loan to Value (LTV): Ranging from 25% to 50% depending on the nature of the collateral & valuation
6. Art Period: From Impressionist to Contemporary Art
Please see the additional types of financing we can arrange
for family offices and wealthy individuals
