Real Estate
Introduction
In order to achieve a successful real estate project, whether simple or complex, it is crucial to design the optimal capital structure.
At Connected Capital, we have the knowledge and the network to help experienced developers succeed in their real estate projects.
With our deep understanding of real estate, flexible approach and wide lender network we can offer more and better-tailored financial solutions than those available from traditional banks.
Our team has over 50 years of investment banking and real estate experience and a vast network that brings together:
Wide range of lenders ranging from specialist banks, renewable energy debt funds and family offices
Flexible financing of the full capital stack from equity to debt and mezzanine
Understanding of complex projects and bespoke solutions
Quick response and approval times
Vast knowledge across various sources of capital
We work very closely with our clients to understand their requirements, find the best source of financing and create a bespoke solution for their project or asset portfolio.
Why us
Development Finance
For real estate developers, we can arrange finance for residential units (including built-to-let and built-to-lease for social housing) and commercial single, large, complex development projects (£1 million – £200 million plus).
We also support the acquisition or refinancing of projects and their development for future sale or letting.
Each financial solution is different and bespoke for our client and by clearly understanding our client’s requirements we can put forward the most appropriate proposal for the lender to consider:
Lending Criteria
1. Amount: from £1 million to £200 million plus
2. Loan to GDV: 75%
3. Loan to Cost: 95%
4. Term period: 3 to 24 months
5. Investment property development only
6. Available to UK and offshore residents
7. Available across UK and some European countries
Areas covered include built-to-rent, student accommodation, social housing, healthcare, hospitality, logistics and commercial offices.
Bridge
Finance
Bridge finance can be used by developers, asset owners and ultra-high net worth individuals for short term funding purposes, for example, in auction real estate bids, bridge-to-let, commercial bridging, development exits and refurbishment.
Bridging finance can also be used for the acquisition or refinancing of existing assets, development projects and portfolios. Some developers or asset owners choose bridging finance in order to release funds from existing assets for investment into other projects.
Each financial solution is different and bespoke for our client.
By clearly understanding our client’s requirements we can put forward the most appropriate proposal for the lender to consider:
Lending Criteria
1. Amount: £1 million plus
2. Loan to Value: up to 85%
3. Term period: 3 to 18 months
4. Tailored according to needs of the project
5. Investment property only
6. Available to UK and offshore residents
Development
Exit
Development Exit finance is used for short term funding for development projects that have reached practical completion.
Each financial solution is different and bespoke for our client.
By clearly understanding our client’s requirements we can put forward the most appropriate proposal for the lender to consider:
Lending Criteria
1. Amount: £1 million plus
2. Loan to Value: up to 85%
3. Term period: up to 24 months
4. Tailored according to needs of the project
5. Investment property only
6. Available to UK and offshore residents
Refinancing
of Assets
Changes in economic conditions and interest rates impact project return and profitability for individual real assets and more complex portfolios of assets.
With our experience and network, we can assist developers, asset owners and ultra-high net worth individuals to improve existing structures and financing terms.
Connected Capital can create bespoke refinancing solutions for existing asset portfolios in the current volatile interest rate environment. Each financial solution is different and bespoke for our client and by clearly understanding our client’s requirements we can put forward the most appropriate proposal for the lender to consider:
Lending Criteria
1. Amount: £1 million plus
2. Loan to Value: dependent on the portfolio asset composition
3. Tailored according to needs of the project
4. Investment property only
5. Available to UK and offshore residents
We can optimise the interest rate over your portfolio giving you opportunity to improve the project or portfolio returns.
Finance for
Complex Projects
Developers, asset owners and ultra-high net worth individuals with high value and complex projects can benefit from our Financing for Complex Projects services.
With Connected Capital’s deep understanding of real asset financing, we can assist with the financing of complex real estate project/s whether built from ground up or heavy refurbishment.
Lending Criteria
1. Amount: £5 million plus
2. Loan to Value: up to 75%
3. Short-term financing or long-term term loans
4. Tailored according to needs of the simple or complex project
5. Investment property only
6. Available to UK and offshore residents
Examples of complex projects include site acquisition and planning, multi-asset development, complex borrowing entities, commercial bridging, student accommodation, healthcare and social housing.
